Processing Credit Cards through Square Has Gotten Easier

According to a recent email release by Square there are some exciting new changes that will help make processing credit cards easier and more efficient for business owners:

Starting immediately, businesses that swipe credit cards with Square will have all their funds sent to their bank for deposit the next day. In the past, if a business processed over $1,000 in payments with Square in a given week, those funds were briefly held prior to being sent for deposit. Now, we’ve removed that delay.

Why the change?

We’re constantly looking for ways to make using Square even better. One thing we’ve heard from merchants is that quick access to funds is critical.
Our goal is to help you grow your business. We hope you’ll take advantage of the new policy and continue to give us feedback on how we can improve Square for you and your customers.

So get to swiping and enjoy watching your revenue grow daily!

Copyright 2011. Foreman & Associates, LLC. Some Rights Reserved.

Watch Out Before Reclassifying Workers

An Internal Revenue Service crackdown on employers who improperly use independent contractors could force many small-business owners to make tough choices: Staff up and raise operating costs, or risk an audit that could have pricey penalties. “Small-business owners have an incentive to keep their headcounts below the level that will trigger a new regulatory burden that’s going to cost them money,” says David Lagasse, a partner at employment-law firm Mintz, Levin, Cohn, Ferris, Glovsky and Popeo P.C. in New York.

“The IRS says it is rolling out the Voluntary Worker Classification Settlement Program to encourage businesses to correct the error, while not having to worry about a big penalty. Employers who opt into the program will owe 10% of the tax liability that would have been due on the employee’s compensation for the past year, without interest or penalties, according to IRS statements,” wrote Wall Street Journal writers Sarah E. Needleman and Emily Maltby.

To read the story in full visit

To get assistance from Foreman & Associates, LLC about worker classification and other business management needs, contact us at:

Copyright 2011

Natasha’s Thought of the Day for 10.10.11

It is not the quickness of our response, but the thoughtful intentionality of how we respond to circumstances that matter” – Natasha L. Foreman, MBA

Copyright 2011. Natasha L. Foreman. All Rights Reserved

Gone but Never Forgotten: We Will Miss You Steve Jobs!

By Natasha L. Foreman, MBA

Foreman & Associates, LLC would like to extend our deepest sympathy and regrets to the family, friends, and associates of Steve Jobs…the innovator, brain, genius, heart, passion, pulse, and face of Apple Inc. and Pixar Animation Studios.

Steve is gone but he definitely will never be forgotten. His legacy will continue for many lifetimes!

When most people ask, “What would Jesus do?” Many others would ask (as it relates mostly to business and innovation), “What would Steve Jobs do?”

Foreman & Associates, LLC will remain focused, with the goal of possessing the type of vision and passion as deep and intentional as Steve Jobs. Forever he will admired and revered, forever will we be grateful for his contribution to the world, to business, to technology, to education, and to leadership.

In memory of this great man we have included his complete bio as provided on the Apple Inc. website:

Also be sure to read the profile created by the Biography Channel that succinctly chronicles Jobs’ life:

Steve Jobs was always focused on looking forward at what was to come, what could be done, what could be improved; and he did so with the intensity and belief that anything imagined could be conceived and birthed into reality. Let us also move forward in our personal and professional lives with the sentiment that we too can see and bring to fruition the impossible and unimaginable. Let us teach our children that they can positively impact the world on a level equal or greater than one of our greatest business and technology role models.

Thanks for passing along the torch of possibility Steve!

If you would like to share your thoughts, memories, and condolences about Steve, please email

Copyright 2011. Foreman & Associates, LLC. Rights Reserved.

Steve Jobs image and biography: Apple, Inc Apple Inc. Copyright 2011.
Biography Channel profile: Copyright 2011.

The iPhone 4S: Are You Ready?

Pre-order October 7. Available October 14. Starting at $199.

Dual-core A5 chip. All-new 8MP camera and optics. iOS 5 and iCloud. And introducing Siri. It’s the most amazing iPhone yet

Check out the demo of the iPhone 4S:


According to Apple’s website:

“Siri is available only on iPhone 4S and requires Internet access. Siri may not be available in all languages or in all areas, and features may vary by area. Cellular data charges may apply. Some applications are not available in all areas. Application availability is subject to change.”

TM and copyright © 2011 Apple Inc. 1 Infinite Loop, MS 96-DM, Cupertino, CA 95014. All Rights Reserved.